Key Information Document
Background:
Regulation 13A of The Conduct of Employment Agencies and Employment Businesses Regulations 2019 (“Conduct Regulations”) requires that any employment business such as Amoria Bond Limited provides a Key Information Document (“KID”) to work seekers before agreeing terms with them. Work seekers includes individual workers seeking opportunities either as a PAYE Temporary Worker, via an umbrella company (referred to as intermediary) or via their own limited company (“PSC”).
13A is a new regulation which took effect from 6th April 2020. Please note that if you have a pre-existing agreement with us this page and information is not relevant to you.
Purpose:
The regulation is intended to generate more transparency of information to work seekers, particularly in relation to pay. Historically, the government has highlighted its concerns where workers are engaged via an intermediary where there is a lack of transparency in relation to pay calculations and necessary deductions. Hence the KID will give you, as a prospective worker, information around key pay related information in a clear format before you agree to undertake an assignment via one of our clients. We encourage you to refer to .gov.uk for more information.
Key Information Document
Amoria Bond Limited engages PSCs, PAYE and temps either directly or via its umbrella approved partners. We work only with FCSA accredited umbrellas and an example KID has been created for each of those partners and types of engagement accordingly below. We trust that these examples provide enough detail however if you have any questions please do not hesitate to get in touch with either your recruitment consultant or via our contractor care team available at legal@amoriabond.com.
Each KID generated below is an example of pay to provide you with an illustration. Figures may vary in practice and upon any actual engagement to reflect your personal tax code and rate of pay.
Please refer to each of the examples below accordingly.
- PAYE Temporary Worker engaged by Amoria Bond Limited
- Limited Company Contractor – PSC (Outside IR35)
- Limited Company Contractor – PSC (Inside IR35 - Off Payroll)
- PAYE Temporary Worker engaged by our approved Umbrella:
- Danbro
- Parasol
- Paystream
- JSA Group
Key Information Document – PAYE Temporary Worker engaged by Amoria Bond Limited
This document sets out key information about your relationship with us, including details about pay, holiday entitlement and other benefits.
Further information can be found at www.amoriabond.com
The Employment Agency Standards (EAS) Inspectorate is the government authority responsible for the enforcement of certain agency worker rights. You can raise a concern with them directly on 020 7215 5000 or through the Acas helpline on 0300 123 1100, Monday to Friday, 8am to 6pm.
GENERAL INFORMATION
|
Your name: |
|
|
Name of employment business: |
Amoria Bond Ltd |
|
Your employer (if different from the employment business): |
n/a |
|
Type of contract you will be engaged under: |
Contract for services |
|
Who will be responsible for paying you (if different from your employer): |
n/a |
|
How often you will be paid: |
Monthly |
|
Expected or minimum rate of pay: |
Not less than national minimum wage |
|
Deductions from your pay required by law: |
Tax & NI |
|
Any other deductions or costs from your pay (to include amounts or how they are calculated): |
Pension contribution |
|
Any fees for goods or services: |
n/a |
|
Holiday entitlement and pay: |
In accordance with The Working Time Regulations |
|
Additional benefits: |
Pension |
EXAMPLE PAY
|
Example rate of pay: |
£25.00 per hour / 40 hours per week - £1,000.00 |
|
Deductions from your wage required by law: |
Tax - £141.92 NI - £96.25 |
|
Any other deductions or costs from your wage: |
Pension contribution - £50.00 |
|
Any fees for goods or services: |
n/a |
|
Example net take home pay: |
£711.83 per week |
Key Information Document – PSC engaged by Amoria Bond Limited – Outside IR35
This document sets out key information about your relationship with us, including details about pay, holiday entitlement and other benefits.
Further information can be found at www.amoriabond.com
The Employment Agency Standards (EAS) Inspectorate is the government authority responsible for the enforcement of certain agency worker rights. You can raise a concern with them directly on 020 7215 5000 or through the Acas helpline on 0300 123 1100, Monday to Friday, 8am to 6pm.
GENERAL INFORMATION
|
Your name: |
|
|
Name of employment business: |
Amoria Bond Ltd |
|
Type of contract you will be engaged under: |
Service agreement for the provision of contractor services |
|
How often you will be paid: |
Monthly |
|
Expected or minimum rate of pay: |
|
|
Deductions from your pay required by law: |
None |
|
Any other deductions or costs from your pay (to include amounts or how they are calculated): |
n/a |
|
Any fees for goods or services: |
n/a |
|
Holiday entitlement and pay: |
n/a |
|
Additional benefits: |
n/a |
EXAMPLE PAY
|
Example rate of pay: |
£25.00 per hour / 40 hours per week - £1,000.00 |
|
Deductions from your wage required by law: |
None (Gross payment) |
|
Any other deductions or costs from your wage: |
n/a |
|
Any fees for goods or services: |
n/a |
|
Example net take home pay: |
£1,000.00 per week |
SIGNING ON AS A PERSONAL SERVICE COMPANY
This document explains your pay information if you engage as a personal service company. If you engage with an employment business as a personal service company, then you can opt out of being covered by the conduct regulations.
The opt out must be given in writing to the employment business by both the PSC and the person being supplied to do the work. The employment business cannot encourage you to do this and it must be your own decision.
Agency workers placed in roles working with, or caring for, vulnerable persons cannot opt out of the Conduct Regulations.
This document is for information only and does not qualify as an agreement for opting out of the conduct regulations.
Key Information Document – PSC engaged by Amoria Bond – Inside IR35
This document sets out key information about your relationship with us, including details about pay, holiday entitlement and other benefits.
Further information can be found at www.amoriabond.com
The Employment Agency Standards (EAS) Inspectorate is the government authority responsible for the enforcement of certain agency worker rights. You can raise a concern with them directly on 020 7215 5000 or through the Acas helpline on 0300 123 1100, Monday to Friday, 8am to 6pm.
GENERAL INFORMATION
|
Your name: |
|
|
Name of employment business: |
Amoria Bond Ltd |
|
Type of contract you will be engaged under: |
Service agreement for the provision of contractor services |
|
Who will be responsible for paying you (if different from your employer): |
The Limited Company will be paid by Amoria Bond Limited. |
|
How often you will be paid: |
Monthly |
|
Expected or minimum rate of pay: |
|
|
Deductions from your pay required by law: |
Tax & NI |
|
Any other deductions or costs from your pay (to include amounts or how they are calculated): |
n/a |
|
Any fees for goods or services: |
n/a |
|
Holiday entitlement and pay: |
n/a |
|
Additional benefits: |
n/a |
EXAMPLE PAY
|
Example rate of pay: |
£25.00 per hour / 40 hours per week - £1,000.00 |
|
Deductions from your wage required by law: |
Tax – £200.00 NI - £96.25 |
|
Any other deductions or costs from your wage: |
n/a |
|
Any fees for goods or services: |
n/a |
|
Example net take home pay: |
£703.75 per week |
SIGNING ON AS A PERSONAL SERVICE COMPANY
This document explains your pay information if you engage as a personal service company. If you engage with an employment business as a personal service company, then you can opt out of being covered by the conduct regulations.
The opt out must be given in writing to the employment business by both the PSC and the person being supplied to do the work. The employment business cannot encourage you to do this and it must be your own decision.
Agency workers placed in roles working with, or caring for, vulnerable persons cannot opt out of the Conduct Regulations.
This document is for information only and does not qualify as an agreement for opting out of the conduct regulations.
Key Information Document – Temporary Worker engaged by Danbro Umbrella
This document sets out key information about your relationship with us and the intermediary or umbrella company used in your engagement, including details about pay, holiday entitlement and other benefits.
Further information can be found at www.danbro.co.uk
The Employment Agency Standards (EAS) Inspectorate is the government authority responsible for the enforcement of certain agency worker rights. You can raise a concern with them directly on 020 7215 5000 or through the Acas helpline on 0300 123 1100, Monday to Friday, 8am to 6pm.
GENERAL INFORMATION
|
Your name: |
TBC
|
|
Name of employment business: |
Amoria Bond Limited
|
|
Name of intermediary or umbrella company: |
Danbro Workforce Solutions Limited
|
|
Your employer: |
Danbro Employment Umbrella Limited
|
|
Type of contract you will be engaged under:
|
Overarching contract of employment, matching permanent pay |
|
Who will be responsible for paying you:
|
Danbro Employment Umbrella Limited |
|
How often the umbrella company and you will be paid:
|
Weekly |
INTERMEDIARY OR UMBRELLA COMPANY PAY INFORMATION
You are being paid through an intermediary or umbrella company: a third-party organisation that will calculate your tax and other deductions and then pay you for the work undertaken for the hirer. We will still be finding you assignments.
The money earned on your assignments will be transferred to the umbrella company as part of their income. They will then pay you your wage. All the deductions made which affect your wage are listed below. If you have any queries about these please contact us.
Your payslip may show you as an employee of the umbrella company listed below.
|
Name of intermediary or umbrella company: |
Danbro Employment Umbrella Limited
|
|
Any business connection between the intermediary or umbrella company, the employment business and the person responsible for paying you: |
Danbro Employment Umbrella Limited is a subsidiary of Danbro Workforce Solutions Limited |
|
Expected or minimum gross rate of pay transferred to the intermediary or umbrella company from us: |
At £25 per hour, 37.5 hours per week.
£937.5 per month which we refer to as “contracted rate” |
|
Deductions from intermediary or umbrella income required by law: |
Employers National Insurance Apprenticeship Levy Holiday Pay Employer Pension Contribution |
|
Any other deductions from umbrella income (to include amounts or how they are calculated) |
Employer Margin £25 per timesheet (Weekly) |
|
Expected or minimum rate of pay to you: |
Minimum Rate of Pay = £334.13 (at National Minimum Wage)
Expected pay = £800.99 (taking into account pension deductions and holiday pay)
|
|
Deductions from your wage required by law: |
Employees National Insurance Contribution Income Tax Employees Pension Contribution If relevant – student or postgraduate loan deductions If relevant – earnings attachment orders |
|
Any other deductions or costs taken from your wage (to include amounts or how they are calculated: |
If chargeable expenses are processed, net pay deduction of £5
If requested by the contractor we make a charge for CHAPS payments, early payments or international payments all as a deduction from net pay
Where we have provided an advance payment, or are recovering an overpayment, these deductions are taken from net pay |
|
Any fees for goods or services: |
|
|
Holiday entitlement and pay: |
Holiday Pay is calculated at statutory minimum of 28 days’ a year or 12.07% and paid with every payment
In this example the holiday pay element = £86.27 |
|
Additional benefits: |
Where the margin retained is £25 and/or the hourly rate of pay is more than £12 we offer the contractor the option of BUPA Cashplan membership for which there is no additional charge.
Contractors are by default covered by our group insurance policy with cover levels as follows subject to some exclusions in certain professions or high risk industries £10M employer’s liability £5M public & products liability £5M professional indemnity Again this is at no additional cost |
EXAMPLE PAY
|
|
Intermediary or umbrella fees |
Worker fees |
|
Example gross rate of pay to intermediary or umbrella company from us: |
£937.5 |
|
|
Deductions from intermediary or umbrella income required by law: |
Employers NI = £87.08 Employer Pension Contribution = £20.43 Apprenticeship Levy = £4 |
|
|
Any other deductions or costs taken from intermediary or umbrella income: |
Employer Margin = £25 |
|
|
Example rate of pay to you: |
|
Gross Taxable Pay = £800.99 (£714.72 + £86.27 Holiday pay) |
|
Deductions from your pay required by law: |
|
Income Tax = £105.04 Employees National Insurance = £74.04 Employee Pensions Contribution = £34.05
|
|
Any other deductions or costs taken from your pay:
|
|
None in this example |
|
Any fees for goods or services: |
|
None in this example |
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Example net take home pay: |
|
£642.34 (Includes Employers Pension Contribution £20.43 & Employees’ Pension Contribution £34.05) |
Key Information Document – Temporary Worker engaged by Paystream
This document sets out key information about candidate’s relationship with employment business and the intermediary or umbrella company used in the engagement, including details about pay, holiday entitlement and other benefits.
The Employment Agency Standards (EAS) Inspectorate is the government authority responsible for the enforcement of certain agency worker rights. All candidates can raise a concern with them directly on 020 7215 5000 or through the Acas helpline on 0300 123 1100, Monday to Friday, 8am to 6pm.
General information
|
Name of employment business: |
Amoria Bond Limited |
|
Name of intermediary or umbrella company: |
PayStream My Max 2 Limited |
|
Candidate’s employer: |
PayStream My Max 2 Limited |
|
Type of contract candidate will be engaged under: |
Contract of Service (Employment Contract) |
|
Who will be responsible for paying the candidate: |
PayStream My Max 2 Limited |
|
How often the candidate will be paid: |
Weekly |
Intermediary or Umbrella Company pay information
Candidates are being paid through an intermediary or umbrella company: a third-party organisation that will calculate candidate’s tax and other deductions and then pay candidate for the work undertaken for the hirer. We will still be finding candidate’s assignments.
The money earned on candidate’s assignments will be transferred to the umbrella company as part of their income. They will then pay candidate their wage. All the deductions made which affect candidate’s wage are listed below.
Candidate payslip may show candidate as an employee of the umbrella company listed below.
Name of intermediary or Umbrella Company: PayStream My Max 2 Limited
|
Any business connection between the intermediary or umbrella company, the employment business and the person responsible for paying the candidate: |
None
|
|
Expected or minimum gross rate of pay transferred to the intermediary or umbrella company from us: |
£35 Per Hour x 40 |
|
Deductions from intermediary or umbrella income required by law: |
Employer’s NI Contributions Apprenticeship Levy |
|
Any other deductions from umbrella income (to include amounts or how they are calculated) |
|
|
Expected or minimum rate of pay to candidate: |
OR £8.36ph (National Minimum Wage: employees aged 21-22) OR £6.56ph (National Minimum Wage: employees aged 16-20)
|
|
Deductions from your wage required by law: |
|
|
Any other deductions or costs taken from your wage (to include amounts or how they are calculated: |
N/A |
|
Any fees for goods or services: |
|
|
Holiday entitlement and pay: |
28 days per annum. For part-time workers, holiday will be pro-rated in accordance with entitlement. |
|
Additional benefits: |
|
Example pay
|
|
Intermediary or umbrella fees |
Worker fees |
|
Example gross rate of pay to intermediary or umbrella company from us: |
£1,400 |
|
|
Deductions from intermediary or umbrella income required by law: |
Employer’s NI: £145.99 Apprenticeship Levy: £6.14
|
|
|
Any other deductions or costs taken from intermediary or umbrella income: |
Umbrella Margin: £20
|
|
|
Example rate of pay to you: |
|
Gross: £1,227.87
|
|
Deductions from your pay required by law: |
|
Employee’s NI: £99.18 PAYE: £249
|
|
Any other deductions or costs taken from your pay: |
|
N/A |
|
Any fees for goods or services: |
|
N/A
|
|
Example net take home pay: |
|
£879.69
|
Key Information Document
This document sets out key information about your relationship with us, including details about pay, holiday entitlement and other benefits.
The Employment Agency Standards (EAS) Inspectorate is the government authority responsible for the enforcement of certain agency worker rights. You can raise a concern with them directly on 020 7215 5000 or through the Acas helpline on 0300 123 1100, Monday to Friday, 8am to 6pm.
General Information
|
Your Name: |
|
|
Name of employment business: |
Amoria Bond Limited |
|
Your employer: |
Parasol |
|
Type of Contract you will be engaged under: |
Contract of Employment |
|
Who will be responsible for paying you: |
Parasol |
|
How often will you be paid: |
Weekly |
Intermediary or Umbrella Company Pay Information
You are being paid through an intermediary or umbrella company: a third-party organisation that will calculate your tax and other deductions and then pay you for the work undertaken for the hirer. Amoria Bond will still be finding you assignments.
The money earned on your assignments will be transferred to the umbrella company as part of their income. They will then pay you your wage. All the deductions made which affect your wage are listed below. If you have any queries about these please contact us.
Your payslip will show you as an employee of the umbrella company.
|
Name of intermediary or umbrella company: |
Parasol |
|
Any business connection between the intermediary or umbrella company, the employment business and the person responsible for paying you: |
The employment business and Amoria Bond are not connected. Parasol is independent to Amoria Bond. A contract for services will be in place between Parasol and Amoria Bond |
|
Expected or minimum gross rate of pay transferred to the intermediary or umbrella company from us: |
£35.00 daily (exclusive of VAT) |
|
Deductions from intermediary or umbrella income required by law: |
Employer’s National Insurance calculated at 13.8% of the gross pay figure (above the secondary threshold of /3170 per week) The apprenticeship levy is calculated at 0.5% of your gross pay figure. Auto enrolment employers pension contributions at 4% of national living wage. |
|
Any other deductions from umbrella income (to include amounts or how they are calculated): |
The margin retained by Parasol is £28.50 per week |
|
The minimum rate of pay that you will receive will be: |
£8.91 per hour |
|
Deductions from your wage required by law: |
Income tax calculated at 20%/40%/45% above the personal allowance of £242 per week. Your personal allowance will reduce if your gross pay will exceed £100,000 per year. Employees NI as calculated at 12% above the primary threshold of £184 per week up to the upper earnings limit of £967 per week, and 2% thereafter. |
|
Any other deductions or costs taken from your wage (to include amounts or how they are calculated): |
|
|
Holiday entitlement and pay: |
Your holiday entitlement per annum is 28 days holiday. Your holiday pay is included in the rate that is paid to Parasol by Amoria Bond. This will be paid to you with your weekly pay. |
|
Any opt out agreement under regulation 32 of the Conduct of Employment Agencies and Employment Businesses regulations 2003 |
You will be opting out of the Conduct of Employment Agencies and Employment Businesses regulations |
|
Additional Benefits: |
|
Example Pay
|
|
Umbrella company income & deductions |
Worker income & Deductions |
|
Invoice Value: |
£175.00 weekly (excluding VAT) |
|
|
Optional Deductions: |
|
|
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Deductions from Parasol required by law: |
£0.75 Apprenticeship Levy |
|
|
Other Deductions: |
£28.50 Margin |
|
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Breakdown of total rate of pay to you: |
|
£130.06 Weekly Basic Pay £15.70 Holiday Pay |
|
Example of total rate of pay to you: |
|
£145.75 weekly |
|
Deductions from your wage required by law: |
|
|
|
Any other deductions or cost from your wage: |
|
|
|
Example net take home pay (following all estimated deductions, costs & fees): |
|
£145.75 weekly |
© PARASOL 2021 KEY INFORMATION DOCUMENT KID REF NO. 000000009086